Please read these terms carefully before using the apkv98 platform. By accessing or using our services, you confirm your acceptance of the following terms and conditions.
These Terms & Conditions ("Terms") govern your use of the apkv98 platform, website, and all associated services (collectively, the "Services"). By creating an account or placing any wager on apkv98, you agree to be legally bound by these Terms in their entirety. If you do not agree with any provision herein, you must immediately cease using the Services.
For the purposes of these Terms, the following definitions apply:
Access to and use of the apkv98 platform is strictly limited to individuals who satisfy all of the following eligibility criteria:
You must be at least 21 years of age to register an account and use the Services. apkv98 operates a strict zero-tolerance policy regarding underage gambling. Any account found to belong to a person under the age of 21 will be immediately suspended and all funds confiscated pending investigation.
21+ Only. By registering an account on apkv98, you confirm that you are at least 21 years of age and legally permitted to participate in online gaming activities.
apkv98 primarily serves players residing in Indonesia. You must ensure that accessing and using the Services is lawful under the laws and regulations applicable to your specific location and circumstances. It is your sole responsibility to ascertain whether online gaming is permissible in your jurisdiction before registering.
You must have full legal capacity to enter into binding agreements. You must not be subject to any court order, guardianship arrangement, or other legal restriction that would prevent you from entering into contracts or engaging in financial transactions.
Each individual is permitted to maintain only one registered account on the apkv98 platform. The operation of multiple accounts by a single individual is strictly prohibited and constitutes grounds for immediate account suspension without prior notice.
Individuals who have previously enrolled in a self-exclusion program on any licensed gaming platform, or who have been permanently excluded from apkv98 for any reason, are not eligible to register a new account.
To access the Services, you must create an account by providing accurate, current, and complete information as prompted during the registration process. Required information includes but is not limited to: full legal name, date of birth, valid email address, phone number, and preferred banking or e-wallet details for transactions.
You warrant that all information provided at registration and subsequently is truthful, accurate, and complete. You are obligated to promptly update your account details should any information change. apkv98 reserves the right to suspend or close any account where information is found to be false, misleading, or incomplete.
You are solely responsible for maintaining the confidentiality of your login credentials, including your password. You must notify apkv98 customer support immediately if you suspect unauthorized access to your account. apkv98 will not be held liable for any loss arising from your failure to maintain adequate account security.
Your account is for your personal use only. You must not allow any third party to access or use your account, nor may you access or use an account belonging to another person. Any activity conducted through your account is your sole responsibility, regardless of whether it was authorized by you.
apkv98 is required to verify the identity of its players as part of its commitment to security, fraud prevention, and responsible gaming compliance. All players are required to complete the KYC verification process before processing their first withdrawal request or when flagged by our security systems.
You may be required to submit one or more of the following documents to complete KYC verification:
apkv98 will endeavor to process KYC submissions within 24-72 hours of receipt. During peak periods, processing may take up to five (5) business days. Withdrawals will remain on hold until verification is successfully completed.
apkv98 reserves the right to request additional documentation at any time, including for existing verified accounts, where there are reasonable grounds to conduct enhanced due diligence.
apkv98 accepts deposits via the following Indonesian payment channels:
The minimum deposit amount is Rp 50,000. Maximum deposit limits vary by payment method and account tier. Standard accounts may deposit up to Rp 100,000,000 per transaction. VIP accounts may be eligible for higher limits upon request and approval.
Deposits made via Indonesian bank transfer during standard banking hours (09:00–17:00 WIB, Monday to Friday, excluding public holidays) are typically credited within five (5) minutes. Off-hours transfers may take up to 24 hours to be reflected in your account balance. E-wallet deposits are generally instant.
You are solely responsible for ensuring that deposits are made from a payment account registered in your own name. Third-party deposits are strictly prohibited. Any deposit originating from an account not in your name may be confiscated pending investigation. apkv98 does not charge deposit fees, though your bank or e-wallet provider may apply their own service charges.
All deposits and transactions on the apkv98 platform are conducted in Indonesian Rupiah (IDR / Rp). apkv98 does not charge currency conversion fees; however, if you transact from an account denominated in a foreign currency, your bank may apply conversion charges.
To be eligible to withdraw funds, your account must be fully verified (KYC complete), you must have no outstanding wagering requirements attached to bonus funds, and your account must be in good standing with no active investigations or restrictions.
The minimum withdrawal amount is Rp 100,000. Maximum withdrawal limits per transaction and per day vary by account tier. Standard limits apply to Bronze and Silver tier members; higher limits apply progressively to Gold, Platinum, and Diamond tier members. Please refer to the VIP Program terms for tier-specific limits.
Withdrawal requests submitted during business hours (09:00–17:00 WIB, Monday to Friday) are processed within 2–6 hours for standard accounts and 1–3 hours for Gold tier and above. Requests submitted outside business hours are queued for processing at the commencement of the next business day. apkv98 targets a 24-hour maximum processing window for all verified accounts.
Withdrawals will be processed exclusively to a bank account or e-wallet registered in the same name as your apkv98 account. apkv98 reserves the right to require additional verification before processing withdrawal requests exceeding standard limits or where unusual activity is detected.
apkv98 does not charge withdrawal processing fees. However, your receiving bank or e-wallet provider may apply their own transaction fees, which are your sole responsibility. apkv98 recommends verifying your bank's interbank transfer fee schedule prior to initiating large withdrawals.
apkv98 offers various promotional incentives including welcome bonuses, reload bonuses, cashback offers, free spins, and VIP loyalty rewards. All bonuses are subject to the specific terms attached to each promotion in addition to these general bonus terms.
Unless otherwise stated in the specific promotion terms, all bonuses are subject to a minimum wagering requirement before any associated winnings may be withdrawn. Wagering requirements specify the number of times the bonus amount (or bonus plus deposit amount, as stated) must be wagered using real-money bets on eligible games. The applicable wagering multiple will be clearly stated in each promotion's individual terms.
Not all games contribute equally toward wagering requirements. Typically, slots contribute 100% of each wager, live casino games contribute between 10% and 25%, and sports betting contributions vary by market. The full game contribution table is available in the promotions section of the platform.
Bonuses that are not activated within 7 days of being credited will expire automatically. Once activated, wagering requirements must be completed within 30 days unless the specific promotion states otherwise. Expired bonuses and any associated winnings will be forfeited without compensation.
apkv98 operates a zero-tolerance policy regarding bonus abuse, including but not limited to: claiming multiple accounts to receive the same bonus, using strategies specifically designed to exploit bonus terms, placing offsetting bets to clear wagering requirements without genuine gameplay risk, or coordinating with other players to manipulate promotional outcomes. Accounts found engaging in bonus abuse will have bonuses and associated winnings voided and may be permanently suspended.
apkv98 reserves the right to modify, suspend, or permanently withdraw any promotional offer at any time without prior notice. Changes will not affect bonuses already credited to player accounts at the time of modification, provided those bonuses were claimed in good faith and in accordance with the applicable terms.
All games available on the apkv98 platform utilize certified Random Number Generator (RNG) technology independently tested and verified by recognized third-party testing laboratories. This ensures that all game outcomes are genuinely random, unbiased, and cannot be predicted or manipulated by any party, including apkv98 itself.
Each game on the platform operates according to its own specific rules, which are accessible within the game interface. Players are responsible for familiarizing themselves with game-specific rules before placing wagers. apkv98 accepts no responsibility for losses arising from a player's misunderstanding of game rules.
In the event of a technical malfunction, system error, or interruption that affects the outcome of a game or transaction, apkv98 reserves the right to void the affected game round and return all stakes to the relevant player accounts. Winnings generated as a direct result of a verified system malfunction will not be honored.
If you believe a game outcome is incorrect, you must raise a dispute within 7 days of the relevant game session by contacting customer support. Disputes raised after this period may not be investigated. apkv98's decision regarding disputed outcomes, following a thorough review of server logs and game data, shall be final and binding.
The following activities are strictly prohibited on the apkv98 platform. Engaging in any prohibited activity may result in immediate account suspension, forfeiture of funds, and referral to appropriate authorities:
apkv98 is firmly committed to promoting responsible gaming practices. We provide a suite of player-protection tools designed to help you maintain control over your gaming activity. We encourage all players to use these tools proactively rather than reactively.
The following responsible gaming features are available to all apkv98 account holders through the account settings dashboard:
If you believe gambling is negatively affecting your finances, relationships, or mental health, please contact our support team immediately via live chat or email at [email protected] (plain text — not a link). Our trained support agents can assist you in activating self-exclusion tools and will provide referrals to professional counseling resources.
For more information on our responsible gaming policies and available tools, please visit our Responsible Gaming page.
apkv98 endeavors to maintain platform availability at all times but does not guarantee uninterrupted access to the Services. Scheduled maintenance, technical incidents, or circumstances beyond our reasonable control may result in temporary service interruptions. apkv98 will not be liable for losses arising from platform unavailability.
To the maximum extent permitted by applicable law, apkv98's total aggregate liability to you for any claim arising out of or in connection with your use of the Services shall not exceed the total amount deposited by you in the 30 days immediately preceding the event giving rise to the claim.
apkv98 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or business interruption, arising out of or in connection with your use of the Services, regardless of the cause of action or the theory of liability asserted.
You acknowledge that gambling involves inherent financial risk and that you participate in the Services entirely at your own risk. apkv98 does not guarantee winnings, and past performance of any game or betting market is not indicative of future results.
All content available on the apkv98 platform, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the exclusive property of apkv98 or its content licensors and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the platform solely for personal, non-commercial gaming purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any platform content without the prior written consent of apkv98.
apkv98 collects, processes, and stores personal data in accordance with our Privacy Policy, which forms an integral part of these Terms and is incorporated herein by reference. By using the Services, you consent to the collection and processing of your personal data as described in the Privacy Policy.
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. Your data will not be sold to third parties for marketing purposes. For full details of how we handle your information, please review our Privacy Policy.
apkv98 reserves the right to suspend or terminate any player account at any time, with or without prior notice, for reasons including but not limited to: breach of these Terms, fraudulent activity, money laundering suspicion, failure to complete KYC verification within a reasonable period, or any conduct deemed harmful to the platform, other players, or apkv98's reputation.
Upon suspension or termination of an account, any outstanding bonus balances and associated winnings subject to incomplete wagering requirements will be forfeited. Verified real-money balances remaining after deduction of any legitimate outstanding amounts will be returned to the player via their registered payment method, subject to applicable investigation and processing timelines.
You may request the closure of your account at any time by contacting customer support. Before closure, ensure all pending wagers are settled and any eligible withdrawal of remaining balance has been requested. Account closure requests submitted during an active self-exclusion period will be processed in accordance with the self-exclusion terms.
apkv98 reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via the email address on file or through a prominent notice on the platform at least 7 days prior to the changes taking effect, where practicable. Your continued use of the Services following notification of amendments constitutes your acceptance of the revised Terms.
It is your responsibility to review these Terms periodically to remain informed of any updates. The "Last Updated" date at the top of this page reflects the most recent revision.
These Terms shall be governed by and construed in accordance with internationally recognized principles of commercial law applicable to online gaming operations. Any dispute arising out of or in connection with these Terms that cannot be resolved through good-faith negotiation shall be submitted to binding arbitration under internationally recognized arbitration rules.
Nothing in this clause shall limit apkv98's right to seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights or prevent unauthorized use of the platform.
If you have any questions, concerns, or complaints regarding these Terms or the Services provided by apkv98, please contact our support team through any of the following channels:
Our customer support team operates in both English and Indonesian and is available around the clock to assist with any queries related to these Terms, account management, or platform usage.
A quick-reference summary of the most important commitments we make to every apkv98 player
Strict age verification ensures only adults aged 21 and above access the platform. We take underage gambling prevention seriously and employ multi-layer verification at registration and withdrawal stages.
All deposits and withdrawals are processed through Indonesia's most trusted banking channels — BCA, BRI, BNI, and Mandiri — with bank-grade encryption protecting every transaction.
All games use certified RNG technology independently audited by third-party testing bodies. Every spin, card deal, and dice roll is genuinely random and verifiably fair.
All bonus offers on apkv98 come with clearly stated wagering requirements, eligible games, and expiry periods. No hidden conditions — what you see is exactly what applies.
Your personal and financial data is handled in strict accordance with our Privacy Policy. We never sell your information to third parties and maintain robust security protocols at all times.
Our customer support team is available around the clock in both English and Indonesian to assist with any Terms-related queries, account issues, or responsible gaming concerns.
Our support team is available 24/7 to clarify any aspect of these Terms & Conditions. You can also explore our FAQ section for quick answers or review our Responsible Gaming guidelines.